A USDA home loan offers a zero down payment mortgage for eligible rural and suburban homebuyers. The program was designed to improve the economy and quality of life in rural America. By offering low interest rates and no down payments, it makes it extremely accessible for those who qualify. 

Location and household size will limit who can qualify for a USDA loan. This loan can only fund owner-occupied primary residences. Other eligibility requirements include:

-U.S. citizenship

-A monthly payment

-Dependable income, usually for a minimum of 24 months

-An acceptable credit history

If you feel more at home surrounded by pastures than pavement, this loan may be the perfect fit. Contact us for more information!