Are you going through the process of buying a home or refinancing your existing home loan?  You may have heard some industry jargon that you may not 100 percent understand, like the term “full-service mortgage bank.”  St. Louis mortgage company USA Mortgage is here to help break it down for you.

The term “full-service mortgage bank” means that the lender will see you through all aspects of the loan process – from the time you meet a mortgage professional to the day you sit at the closing table. USA Mortgage is a full-service mortgage bank. We can ultimately fund your loan with our own money—no waiting for the corporate bigwigs halfway across the country to cut your check!

To borrowers and real estate agents, using a mortgage bank means you can expect a home financing experience free of hassles and headaches. Complete control means having in-house operations such as processing, underwriting, closing and funding. Performing all aspects of a loan under one roof assures that the company [SC1] will never miss a loan commitment date or closing.

Controlling every aspect of the loan process doesn’t just mean following through with the paperwork and making sure the clients get all of their questions answered—it also requires having access to options that best cater to individual needs. Having complete control affords USA Mortgage the ability to adjust to an individual’s needs on the spot.

If you are interested in refinancing your home or ready to move forward with loan pre-qualifications, USA Mortgage can help. Contact our team of mortgage bankers today for more information.