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Chesterfield Branch 314-735-2597

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Online Application – Full

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Borrower First Name*
Borrower Last Name*
Borrower Email*
Do you have a co-borrower*
A co-borrower is someone who, along with you, accepts responsibility for repaying the loan.
- Yes
- No
Co-borrower First Name*
Co-borrower Last Name*
Co-borrower Email
Do you intend to apply for joint credit?
Borrower
- Yes
- No
Co-borrower
- Yes
- No
Loan Officer*
How did you hear about us?*
Do you have a real estate agent?
- Yes
- No
Real Estate Agent Name
Real Estate Agent Phone
Real Estate Agent Email
Credit Check Authorization*
During your mortgage loan application process, this institution performs a Credit Check that requires us to obtain and confirm information regarding your personal and financial background. This Credit Check includes, but is not limited to, your marital status, number of dependents, current and past employers, current deposit accounts, current and past consumer credit accounts, and your mortgage and/or rental history.
- I AUTHORIZE this Credit Check
Privacy Policy*
We take our clients' financial privacy very seriously. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, your assets, and your credit history in order to allow a lender to make an informed decision about granting you credit. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. We collect nonpublic information about you from the following sources: (i) information we receive from you on applications or other forms; (ii) information about your transactions with us, our affiliates, or others; and (iii) information we receive from a consumer reporting agency. We do not disclose any nonpublic information about our customers or former customers to any third party, except as permitted by law.
- I accept the terms of the privacy policy

Loan Information
Purpose of Loan
What the money from the loan is going to be used for.
Other
Do you have an executed contract?
Select "Yes" if you have submitted an offer to purchase the subject property
- Yes
- No
Subject Property Address
The street address of the property for which you are obtaining the loan.
City
State
We only accept applications for the states listed
Zip Code
Property Usage
Number of Units
The number of separate living spaces in the subject property. If you are obtaining this loan for a single-family home, the number of units is 1
Year Built
Purchase Price
If this is a Refi loan, enter the present value of the subject property. If this is a purchase loan, enter the purchase price of the subject property.
Loan Amount
The amount of money you want to borrow
Title will be held in what name(s)?
The name or names that will appear on the tile as owners of the subject property.
Manner in which title will be held
Other
Source of Down Payment
Other

Personal Information
Personal Information for Borrower
Marital Status
Home Phone*
Cell Phone
Current Address for Borrower
Address
Street Address Address Line 2 City State ZIP Code
Years at this address
Months
Rent or Own
Mailing Address for Borrower
Different from your current address?
- Yes
- No
Mailing Address
Street Address Address Line 2 City State ZIP Code
Information for Government Monitoring

The following information is requested by the federal government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. You may select one or more designations for "Race." The law provides that a lender may not discriminate on the basis of this information, or on whether you choose to furnish it. However, if you choose not to furnish the information and you have made this application in person, under federal regulations the lender is required to note ethnicity, race, and sex on the basis of visual observation or surname. If you do not wish to furnish the information, please check below.
Option
- I do not wish to furnish this information
Sex
- Male
- Female
Ethnicity
- Hispanic or Latino
- Not Hispanic or Latino
Race
- American Indian or Alaska Native
- Asian
- Black or African American
- Native Hawaiian or Other Pacific Islander
- White
Personal Information for Co-Borrower
Marital Status
Number of Dependents
Dependent Age(s) (separated by commas)
Home Phone
Cell Phone
Current Address for Co-Borrower
Address
Street Address Address Line 2 City State ZIP Code
Years at this address
Months
Rent or Own
Mailing Address for Co-Borrower
Different from their current address?
- Yes
- No
Mailing Address
Street Address Address Line 2 City State ZIP Code
Information for Government Monitoring

The following information is requested by the federal government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. You may select one or more designations for "Race." The law provides that a lender may not discriminate on the basis of this information, or on whether you choose to furnish it. However, if you choose not to furnish the information and you have made this application in person, under federal regulations the lender is required to note ethnicity, race, and sex on the basis of visual observation or surname. If you do not wish to furnish the information, please check below.
Option
- I do not wish to furnish this information
Sex
- Male
- Female
Ethnicity
- Hispanic or Latino
- Not Hispanic or Latino
Race
- American Indian or Alaska Native
- Asian
- Black or African American
- Native Hawaiian or Other Pacific Islander
- White

Employment & Income
Proof of Income
Can you provide proof of income (for example, W-2 forms, pay stubs, or tax forms)?
- Yes
- No
Employment Information for Borrower

Please enter employment information for the past 2 years.
Current/Previous Employment
Employer Name
Employer Address
Street Address Address Line 2 City State ZIP Code
Work Phone
Business Type
Title/Position
Self-Employed
- Yes
- No
Employed From
MM slash DD slash YYYY
Employed To
MM slash DD slash YYYY
Monthly Base Income
Monthly Overtime
Monthly Bonuses
Monthly Commission
Other Monthly Compensation
Total Monthly Income
Add More Employers?
- Done
- Add More
Current/Previous Employment
Employer Name
Employer Address
Street Address Address Line 2 City State ZIP Code
Work Phone
Business Type
Title/Position
Self-Employed
- Yes
- No
Employed From
MM slash DD slash YYYY
Employed To
MM slash DD slash YYYY
Monthly Base Income
Monthly Overtime
Monthly Bonuses
Monthly Commission
Other Monthly Compensation
Total Monthly Income
Add More Employers?
- Done
- Add More
Current/Previous Employment
Employer Name
Employer Address
Street Address Address Line 2 City State ZIP Code
Work Phone
Business Type
Title/Position
Self-Employed
- Yes
- No
Employed From
MM slash DD slash YYYY
Employed To
MM slash DD slash YYYY
Monthly Base Income
Monthly Overtime
Monthly Bonuses
Monthly Commission
Other Monthly Compensation
Total Monthly Income
Employment Information for Co-Borrower

Please enter employment information for the past 2 years.
Current/Previous Employment
Employer Name
Employer Address
Street Address Address Line 2 City State ZIP Code
Work Phone
Business Type
Title/Position
Self-Employed
- Yes
- No
Employed From
MM slash DD slash YYYY
Employed To
MM slash DD slash YYYY
Monthly Base Income
Monthly Overtime
Monthly Bonuses
Monthly Commission
Other Monthly Compensation
Total Monthly Income
Add More Employers?
- Done
- Add More
Current/Previous Employment
Employer Name
Employer Address
Street Address Address Line 2 City State ZIP Code
Work Phone
Business Type
Title/Position
Self-Employed
- Yes
- No
Employed From
MM slash DD slash YYYY
Employed To
MM slash DD slash YYYY
Monthly Base Income
Monthly Overtime
Monthly Bonuses
Monthly Commission
Other Monthly Compensation
Total Monthly Income
Add More Employers?
- Done
- Add More
Current/Previous Employment
Employer Name
Employer Address
Street Address Address Line 2 City State ZIP Code
Work Phone
Business Type
Title/Position
Self-Employed
- Yes
- No
Employed From
MM slash DD slash YYYY
Employed To
MM slash DD slash YYYY
Monthly Base Income
Monthly Overtime
Monthly Bonuses
Monthly Commission
Other Monthly Compensation
Total Monthly Income
Other Income

Submitting income from alimony, child support, or separate maintenance income is optional if you do not want to use that income for qualification purposes.
B /C
Income Type
Monthly Income
B /C
Income Type
Monthly Income
B /C
Income Type
Monthly Income

Assets & Liabilities
Cash

Please provide information about your cash holdings. (Cash belonging to you that is not in an asset account)
Monthly Housing Expenses

Please provide total housing expenses. Include expenses for the current residence only.
What kind of housing expenses do you have?
Rent*
First Mortgage (P & I)*
The total monthly payment (principal and interest) for your current mortgage.
Other Financing (Principal & Interest)
The total monthly payment (principle and interest) for additional mortgages.
Hazard Insurance
This includes such insurance policies as flood, hurricane, or earthquake.
Real Estate Taxes
Mortgage Insurance
Homeowner Association
Other Housing Expenses
These include expenses such as utilities, landscaping services, and garbage pickup.
Real Estate Details

Please provide information about your real estate holdings.
Property Address
Street Address Address Line 2 City State ZIP Code
Status
Monthly Rent Income
Property Usage
Type of Property
Market Value
Monthly Expenses
Total monthly housing expenses, excluding liabilities (home loans).
Is this the subject property?
- Yes
- No
Owned By
How many liabilities are associated with this property?
Liability Type
- Home Equity Loan (HELOC)
- Mortgage
Real Estate Details

Please provide information about your real estate holdings.
Property Address
Street Address Address Line 2 City State ZIP Code
Status
Monthly Rent Income
Property Usage
Type of Property
Market Value
Monthly Expenses
Total monthly housing expenses, excluding liabilities (home loans).
Is this the subject property?
- Yes
- No
Owned By
How many liabilities are associated with this property?
Loan 2 Details
Liability Type
- Home Equity Loan (HELOC)
- Mortgage
Real Estate Details

Please provide information about your real estate holdings.
Property Address
Street Address Address Line 2 City State ZIP Code
Status
Monthly Rent Income
Property Usage
Type of Property
Market Value
Monthly Expenses
Total monthly housing expenses, excluding liabilities (home loans).
Is this the subject property?
- Yes
- No
Owned By
How many liabilities are associated with this property?
Loan 1 Details
Liability Type
- Home Equity Loan (HELOC)
- Mortgage
Loan 2 Details
Liability Type
- Home Equity Loan (HELOC)
- Mortgage
Liability Details

Please provide information about your liabilities. Do not include liabilities you have entered under Life Insurance, Automobiles, and Real Estate Holdings.
Liability Type
Owned By
Account Number
Balance
Monthly Payment
Months Left to Pay
Paid By Close
This liability will be paid off before the loan is closed.
- Yes
- No
Institution
Address
Street Address Address Line 2 City State ZIP Code
Add Another Liability?
- Yes
- No
Liability Details

Please provide information about your liabilities. Do not include liabilities you have entered under Life Insurance, Automobiles, and Real Estate Holdings.
Liability Type
Owned By
Paid By Close
This liability will be paid off before the loan is closed.
- Yes
- No
Add Another Liability?
- Yes
- No
Liability Details

Please provide information about your liabilities. Do not include liabilities you have entered under Life Insurance, Automobiles, and Real Estate Holdings.
Liability Type
Owned By
Paid By Close
This liability will be paid off before the loan is closed.
- Yes
- No
Alimony, Child Support, and Job Related Expenses.

Please provide alimony, child support, and job related expenses information.
Alimony and Child Support Description
Monthly Payment
Months Left to Pay
Job Related Expenses 1 Description
Monthly Payment
Months Left to Pay
Job Related Expenses 2 Description
Monthly Payment
Months Left to Pay

Declarations
Borrower Declarations
Are there any outstanding judgements against you?
- Yes
- No
Have you been declared bankrupt within the past 7 years?
- Yes
- No
Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
- Yes
- No
Are you a party to a lawsuit?
- Yes
- No
Have you been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgement?
- Yes
- No
Are you presently delinquent or in default on any Federal debt or any other loans?
- Yes
- No
Are you obligated to pay alimony, child support, or separate maintenance?
- Yes
- No
Is any part of the down payment borrowed?
- Yes
- No
Are you a co-maker or endorser on a note?
- Yes
- No
Are you a U.S. citizen?
- Yes
- No
Are you a permanent resident alien?
- Yes
- No
Do you intend to occupy the property as your primary residence?
- Yes
- No
Have you had an ownership interest in a property in the last three years?
- Yes
- No
What type of property did you own?
How did you hold title to the home?
Co-Borrower Declarations
Are there any outstanding judgements against you?
- Yes
- No
Have you been declared bankrupt within the past 7 years?
- Yes
- No
Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
- Yes
- No
Are you a party to a lawsuit?
- Yes
- No
Have you been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgement?
- Yes
- No
Are you presently delinquent or in default on any Federal debt or any other loans?
- Yes
- No
Are you obligated to pay alimony, child support, or separate maintenance?
- Yes
- No
Is any part of the down payment borrowed?
- Yes
- No
Are you a co-maker or endorser on a note?
- Yes
- No
Are you a U.S. citizen?
- Yes
- No
Are you a permanent resident alien?
- Yes
- No
Do you intend to occupy the property as your primary residence?
- Yes
- No
Have you had an ownership interest in a property in the last three years?
- Yes
- No
What type of property did you own?
How did you hold title to the home?
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NEWS & TIPS

Fixed-Rate v. Adjustable Rate Mortgage

As you are going through the homebuying process for the first time, there will be a lot of different options available for you. A lot of the time, people find themselves having to decide between a fixed-rate and an adjustable-rate mortgage. A Fixed-Rate Mortgage is a fully amortizing mortgage loan where the interest rate on […]
What is a USDA Loan?

A USDA home loan offers a zero down payment mortgage for eligible rural and suburban homebuyers. The program was designed to improve the economy and quality of life in rural America. By offering low interest rates and no down payments, it makes it extremely accessible for those who qualify. Location and household size will limit […]
How to Buy a House

As you prepare to buy a house, you’ll want to know the ins and outs of it all. Below we’ve listed a few important steps you’ll want to take before you search for your new home. Understand why you want to buy a home If you don’t have a clear picture as to why […]

CONTACT INFORMATION

314-735-2597 [email protected] 16141 Swingley Ridge, Suite 201, Chesterfield, MO 63017

Company NMLS# 227262 Missouri Residential Mortgage Licensee

FEATURED MORTGAGE BANKER

Doug Stahlschmidt

Branch Manager USA Mortgage-Chesterfield Branch 16141 Swingley Ridge, Suite 201, Chesterfield, MO 63017 Cell: (636) 224-8017 Email: [email protected]

TESTIMONIALS

Hi Donna! Please know that I’m 100% convinced that it was your personal ethic that brought my original desire to fruition. There is no one else I would recommend in your field, BUT you. Thanks again for all you did & I wish only continuing success to you!! (The industry needs honest people like you more than ever now)

Stephen

I just wanted to say thanks again and that I’m very pleased with the excellent service that you provided me in purchasing the new family home. It was hard enough finding the right house for my new family and I didn’t want to have to go through the local bank hoops you have to go through to get the right home loan. As we all know many of these banks give you limited options and of course aren’t going to shop and compare to try to save their customer money. As for my impression of your wo… Read more

Curran K. Debes

Hi Donna. Going through a house refinance not once but twice can be a bit of an undertaking. You made the process much, much easier for me. If I had to do it again, you would be the first person (again) I would call. Your concern, integrity and the willingness to go above and beyond the call of duty impressed me to no uncertain terms. I have and will continue to refer you to my coworkers, friends and anyone else who desires to refinance because you look out for their best interest. Thanks a… Read more

Valerie

Jon, Many Thanks for all your help, you went out of your way to make refinancing as painless as it possibly can be. I will be pleased to recommend you to anybody who is in need of your services, & since I am graduating about 40 to 50 new nurses each year, I expect that to be quite a few. I have your magnet business card in my office & am prepared to use it. You were very nice and I appreciate it a great deal. Best wishes to you and yours.

Betty Leach R.N.

I want to thank you very much for going way beyond the normal call of duty to accomplish my new loan. I realize that it was not an ordinary transaction and you worked long and hard to get it accomplished. I would highly recommend you to any of my friends and acquaintences for your professionalism, knowledge of the different products, perserverience, and continual update on my loan status. You were great to work with and you kept be informed and smoothed out the many bumps…Thanks again for all… Read more

James W. OsborneDDS

We are getting settled into our new home, still have many boxes to unpack, but at least everything is there. I wanted to drop you a quick note to let you know how pleased Larry and I were with the customer service you provided us during the processing of our mortgage loan with USA Mortgage. We felt everything went smoothly and was handled professionally. I will definitely refer you to anyone in need of a mortgage loan!

Pam Allen

When I made a decision to re-finance my home, I spoke to 6 different companies to see where I could get the best financing. John Sprengnether was one of the first to respond and he answered all my questions professionally, and seemed very honest and said he would get back to me with more information. I immediately liked his demeanor, and caring attitude about my situation, and felt he was truly going to respond. The five other companies I spoke to were very generic, and I did not get the feel… Read more

Dorothy Hauptvery satisfied customer

Not a commitment to lend. Additional terms and conditions apply. DAS Acquisition Company, LLC is not affiliated with or endorsed by any government entity or agency, including USDA, HUD or VA. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: nmlsconsumeraccess.org.