Preapproval: What It Is

February 25th, 2019 by bmecker

Preapproval is one of the most important steps in the homebuying process, in most cases, it’s even the first step. People who are interested in buying a house can often approach a mortgage lender, who will then check their credit history, verify their income, and then provide assurances they would be able to get a […]

How to Refinance

February 22nd, 2019 by bmecker

If you’ve made the decision to refinance your house, you’ll first want to take into account how much interest you’ve already paid on your old loan and how much you’ll pay with the refinance. Loans are front-loaded with interest, so the longer you’ve been paying, the more each payment is going toward paying off the […]

Why You Might Want to Refinance

February 13th, 2019 by bmecker

Buying a house is difficult, tough process – but, you made it through! Now, perhaps just a few years later, you’re ready to refinance your mortgage. You may be surprised to find that it’s not a couple-of-emails-and-a-phone-call-or-two process. In fact, there may be more paperwork involved this time around than when you first bought your […]

Do you want to begin your new year with a new budget? Closing out 2018 and starting the new year is the perfect time to assess your situation and set new fiscal goals for your household. Give your wallet a little room to breathe in 2019 by refinancing. Let USA Mortgage explain why a loan […]

No one wants to be in debt, right? That’s why paying off your mortgage early is something that homeowners strive toward. Did you know that there are a few different routes you can take to pay down your mortgage ahead of schedule? St. Louis mortgage company USA Mortgage has prepared some options for you to […]

Low Mortgage Rates Beneficial to Sellers

December 12th, 2012 by Amanda

Since the housing bubble burst in 2008, the real estate market has typically been in the buyer’s favor.  Fortunately for sellers across the United States, record low mortgage rates have been noted for rising home prices.  It may be too early to call it a market recovery yet, but it is definitely a sign of […]

Are you going through the process of buying a home or refinancing your existing home loan?  You may have heard some industry jargon that you may not 100 percent understand, like the term “full-service mortgage bank.”  St. Louis mortgage company USA Mortgage is here to help break it down for you. The term “full-service mortgage […]

The housing market is on the mend, evening the playing field of supply and demand. This transition is victory in the long run for our economy, but now is the time to take advantage of low home prices and even lower mortgage rates. USA Mortgage lends some insight on why you should hurry to take […]