VA Loans

May 20th, 2019 by bmecker

For those who are eligible, VA loans can be the perfect solution to achieving homeownership. Here is a quick rundown of what they are and who may qualify.   What They Are A VA loan is a mortgage made by private lenders, like us, but they are backed by the Department of Veterans Affairs. There […]

Home Equity

May 13th, 2019 by bmecker

If you’re going through the mortgage process, you’ve probably heard the term “home equity” thrown around. Home equity is homeowners interest in a home. It will likely increase over time if the property value increases or the loan balance is paid down. So basically, it’s the portion of your property that you truly “own.” If […]

What Do Real Estate Agents Do?

May 6th, 2019 by bmecker

For realtors, there is no typical day. No day is the same and they are always on the go. Everyday brings new obstacles, new challenges, and lots of new people. From showing properties to meeting with clients to negotiating contracts, every day is a hustle from start to finish. Despite all of this, there are […]

Junk Mail

April 29th, 2019 by bmecker

We are so happy to hear you just closed on a new mortgage! Whether this is your first home or your last, it’s a big deal regardless. Even though this is all very exciting, companies will see that you have moved and take this as a sign that you may be interested in their products […]

USDA Loans

April 22nd, 2019 by bmecker

We all know that there a ton of loan options available and trying to decide which one is the best for you can be tricky. One of the most overlooked loans are USDA Loans. A USDA Loan is a home loan insured by the United States Department of Agriculture. IT offers very low and competitive […]

What Does a Loan Officer Do

April 15th, 2019 by bmecker

Ever wondered exactly who and what a loan officer is? We’ve got a short explanation for you here: A loan officer is someone who has extensive knowledge of the various types of loans that financial institution, such as USA Mortgage, can provide. They also have a complete working knowledge of the requirements and/or conditions necessary […]

What Are Conventional Loans?

April 8th, 2019 by bmecker

If you’re been shopping around for a new house and looking for a mortgage to help make ends meet, you’ve probably heard a bunch of different terms thrown away. Odds are, you’ve probably heard of a conventional loan, but what exactly is this sort of loan? A conventional loan is a mortgage that is not […]

Why You Should Get Pre-Approved

April 1st, 2019 by bmecker

While searching for your new home can be exciting, there’s one important step you should take first: getting pre-approved for a mortgage. Surprisingly, there are many buyers out there who don’t understand why it’s important to get a pre-approval. And, although it’s not technically ‘required,’ there are a variety of benefits to getting pre-approved before […]