USDA Loans

April 22nd, 2019 by bmecker

We all know that there a ton of loan options available and trying to decide which one is the best for you can be tricky. One of the most overlooked loans are USDA Loans. A USDA Loan is a home loan insured by the United States Department of Agriculture. IT offers very low and competitive […]

What Does a Loan Officer Do

April 15th, 2019 by bmecker

Ever wondered exactly who and what a loan officer is? We’ve got a short explanation for you here: A loan officer is someone who has extensive knowledge of the various types of loans that financial institution, such as USA Mortgage, can provide. They also have a complete working knowledge of the requirements and/or conditions necessary […]

What Are Conventional Loans?

April 8th, 2019 by bmecker

If you’re been shopping around for a new house and looking for a mortgage to help make ends meet, you’ve probably heard a bunch of different terms thrown away. Odds are, you’ve probably heard of a conventional loan, but what exactly is this sort of loan? A conventional loan is a mortgage that is not […]

Why You Should Get Pre-Approved

April 1st, 2019 by bmecker

While searching for your new home can be exciting, there’s one important step you should take first: getting pre-approved for a mortgage. Surprisingly, there are many buyers out there who don’t understand why it’s important to get a pre-approval. And, although it’s not technically ‘required,’ there are a variety of benefits to getting pre-approved before […]

Tips for First Time Homebuyers

March 25th, 2019 by bmecker

For a first time homebuyer, the entire buying process can be scary, intimidating, and all around nerve-wracking. My team and I want to make sure that you comfortable throughout the entire process and that you are ready for what is to come as you purchase your first time. Check out the below tips to help […]

Financing Dos and Don’ts

March 18th, 2019 by bmecker

Loan preparation is the most important step to prepare for the loan application process. Underwriting is the last stop for loan approval and due diligence requires they identify any recent changes in your finances, spending habits, and alterations to your credit or bank accounts. Any one of these issues can raise a red flag and […]

There are a ton of steps that go into buying a house, we’ve listed the top ten things to do when you accept an offer! Earnest Money Make sure that you deliver the earnest money in the format and timeline agreed upon in your sales contact. Property Inspection Choose your inspectors and get them scheduled […]

Buying a house for the very first time is an intimidating process. We are here to make your life easier and reduce the stress that comes with buying your first home. Asking the right questions and doing a little research is essential to the homebuying process. Below are seven frequently asked questions for first time […]