NEWS & TIPS

Loan Estimates

June 10th, 2019 by bmecker

As you are shopping for a house, you’ve probably spent some time looking at rates or getting quotes from lenders. While this may give you a general idea of your options, it’s not always accurate. Instead, trying getting a Loan Estimate.   The Consumer Financial Protection Bureau created a standardized form in 2015 known as […]

It can be intimidating and even a little confusing to start the homebuying process when you’re self employed. If you are feeling this way and wondering how you will be able to finance a house while being self employed, you aren’t the only one feeling this way, and we want you know that we are […]

Why is Preapproval Important

May 28th, 2019 by bmecker

Preparing to buy a home is an exciting process, but the last thing you want to do is limit your possibilities, right? It would be quite the bummer to find the perfect home, just to learn that you don’t qualify for it. This is what can happen if you don’t get preapproved before you start […]

VA Loans

May 20th, 2019 by bmecker

For those who are eligible, VA loans can be the perfect solution to achieving homeownership. Here is a quick rundown of what they are and who may qualify.   What They Are A VA loan is a mortgage made by private lenders, like us, but they are backed by the Department of Veterans Affairs. There […]

Home Equity

May 13th, 2019 by bmecker

If you’re going through the mortgage process, you’ve probably heard the term “home equity” thrown around. Home equity is homeowners interest in a home. It will likely increase over time if the property value increases or the loan balance is paid down. So basically, it’s the portion of your property that you truly “own.” If […]

What Do Real Estate Agents Do?

May 6th, 2019 by bmecker

For realtors, there is no typical day. No day is the same and they are always on the go. Everyday brings new obstacles, new challenges, and lots of new people. From showing properties to meeting with clients to negotiating contracts, every day is a hustle from start to finish. Despite all of this, there are […]

Junk Mail

April 29th, 2019 by bmecker

We are so happy to hear you just closed on a new mortgage! Whether this is your first home or your last, it’s a big deal regardless. Even though this is all very exciting, companies will see that you have moved and take this as a sign that you may be interested in their products […]

USDA Loans

April 22nd, 2019 by bmecker

We all know that there a ton of loan options available and trying to decide which one is the best for you can be tricky. One of the most overlooked loans are USDA Loans. A USDA Loan is a home loan insured by the United States Department of Agriculture. IT offers very low and competitive […]